First Central Underwriting Limited

First Central Underwriting Limited

1st Central Underwriting, formerly known as Skyfire Insurance, is authorised to underwrite insurance in the UK and is based in Gibraltar. Privately owned by First Central Group, it specialises in providing competitive prices for a number of Defaqto-rated insurance products. These are sold by First Central Insurance Management Ltd, better known on the market as 1st Central.

defaqto EXPERT RATED 2024

1st Central Underwriting’s sophisticated underwriting model enables them to provide 1st Central with competitive pricing, leading them to become a consistent top 5 new business seller on UK price comparison websites.

View Solvency & Financial Condition Reports here

1st Central Underwriting utilises state-of-the-art data sources and capabilities to assess risk at a granular level, helping provide competitive private insurance premiums, and setting the Group apart from our competitors

Formed and incorporated in Gibraltar on 6th August 2007, 1st Central Underwriting plays a prominent role in the success of the Group, through evaluating the risk and profitability of private insurance for UK-based consumers, writing the private policy premiums and establishing the right base underwriting price. 

Licensed by the Gibraltar Financial Services Commission, products are distributed under the terms of a service agreement with First Central Insurance Management Limited, trading as 1st Central, a UK Financial Conduct Authority (FCA) regulated insurance intermediary.

Our team based in Gibraltar consists of highly experienced colleagues who utilise agile, real-time pricing, data-driven risk selection and anti-fraud capabilities, setting 1st Central Underwriting apart from its competitors.  

First Central Underwriting Limited is a member of the UK's Financial Services Compensation Scheme, Financial Ombudsman Service and Association of British Insurers.

In April 2024, Skyfire Insurance changed its name to First Central Underwriting Limited (trading as 1st Central Underwriting).

If you're a 1st Central customer, please call: 0333 043 2085.

You can find more contact information regarding 1st Central insurance here.

We run on people power. Come join us

Forget everything you know about working in insurance. We’re different.

First Central Careers

We run on people power. Come join us

Company Headquarters

5/5 Crutchett’s Ramp
Gibraltar, GX11 1AA

First Central Underwriting Limited is authorised by the Gibraltar Financial Services Commission and is registered in Gibraltar (number: 99263) at 5/5 Crutchett’s Ramp, Gibraltar, GX11 1AA. It is subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority (firm reference number: 489450).